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For Property Loans with an origination fee, the fee is often deducted from the principal loan amount, so the amount advanced to the borrower is the principal loan amount minus the origination fee. The borrower will typically repay the entire principal loan amount, which includes the origination fee. Payments are made in regular installments over the term of the loan. Many Property Loans are unsecured loans, which means they do not require the consumer to pledge an asset (like a home or car title) as collateral.